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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,848 | $86,949-43.8% | $102,460-52.3% | $80,959-39.7% |
| Participation rate | 97.2% | 72.4%+24.8pp | 76.5%+20.7pp | 67.7%+29.6pp |
| Annual return | 10.59% | 18.89%-8.3pp | 29.47%-18.9pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,108 | $2,370-11.0% | $3,025-30.3% | $2,757-23.5% |
| Participant deferral / active EE | $4,190 | $4,121+1.7% | $5,056-17.1% | $4,300-2.6% |
| Admin fee / account holder | $7,331 | $8,048-8.9% | $9,460-22.5% | $6,925+5.9% |