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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,129 | $86,940+52.0% | $102,434+29.0% | $80,935+63.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 13.09% | 18.89%-5.8pp | 29.46%-16.4pp | 35.66%-22.6pp |
| Employer contribution / active EE | $3,853 | $2,370+62.6% | $3,023+27.5% | $2,757+39.8% |
| Participant deferral / active EE | $9,850 | $4,121+139.0% | $5,055+94.9% | $4,299+129.1% |
| Admin fee / account holder | $15,833 | $8,047+96.8% | $9,462+67.3% | $6,924+128.7% |