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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,539 | $64,729+127.9% | $112,263+31.4% | $68,490+115.4% |
| Participation rate | 49.1% | 67.2%-18.0pp | 75.1%-25.9pp | 67.9%-18.8pp |
| Annual return | -18.77% | -11.40%-7.4pp | 27.49%-46.3pp | -7.85%-10.9pp |
| Employer contribution / active EE | $2,093 | $2,746-23.8% | $3,636-42.4% | $2,597-19.4% |
| Participant deferral / active EE | $6,100 | $3,566+71.1% | $4,729+29.0% | $4,028+51.4% |
| Admin fee / account holder | $15,575 | $5,222+198.3% | $6,410+143.0% | $5,403+188.3% |