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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,778 | $88,672+115.1% | $105,223+81.3% | $82,448+131.4% |
| Participation rate | 58.7% | 67.9%-9.2pp | 75.0%-16.3pp | 68.1%-9.3pp |
| Annual return | 16.90% | 30.86%-14.0pp | 180.65%-163.7pp | 41.64%-24.7pp |
| Employer contribution / active EE | $2,540 | $3,048-16.7% | $3,689-31.1% | $2,551-0.4% |
| Participant deferral / active EE | $7,570 | $4,036+87.6% | $5,072+49.3% | $4,139+82.9% |
| Admin fee / account holder | $1,116 | $7,146-84.4% | $8,859-87.4% | $7,234-84.6% |