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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,594 | $91,198+231.8% | $178,503+69.5% | $79,856+278.9% |
| Participation rate | 98.7% | 69.2%+29.5pp | 81.9%+16.8pp | 69.6%+29.0pp |
| Annual return | 12.41% | 24.20%-11.8pp | 151.12%-138.7pp | 31.71%-19.3pp |
| Employer contribution / active EE | $7,834 | $3,257+140.6% | $5,011+56.3% | $2,471+217.0% |
| Participant deferral / active EE | $6,886 | $3,237+112.8% | $5,202+32.4% | $3,741+84.1% |
| Admin fee / account holder | $10,198 | $6,748+51.1% | $13,987-27.1% | $5,306+92.2% |