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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,457 | $95,915-45.3% | $79,580-34.1% | $134,532-61.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -18.67% | -2.71%-16.0pp | 0.15%-18.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $1,344 | $3,129-57.0% | $2,413-44.3% | $4,741-71.7% |
| Participant deferral / active EE | $5,774 | $4,693+23.0% | $3,985+44.9% | $6,401-9.8% |
| Admin fee / account holder | $2,469 | $9,132-73.0% | $6,835-63.9% | $11,429-78.4% |