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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,002 | $85,766-19.5% | $136,297-49.4% | $70,124-1.6% |
| Participation rate | 88.2% | 74.2%+14.1pp | 81.9%+6.3pp | 69.5%+18.7pp |
| Annual return | 19.12% | 31.45%-12.3pp | 5156.19%-5137.1pp | 73.14%-54.0pp |
| Employer contribution / active EE | $1,855 | $2,966-37.5% | $4,696-60.5% | $2,342-20.8% |
| Participant deferral / active EE | $6,432 | $5,051+27.3% | $6,247+3.0% | $3,332+93.0% |
| Admin fee / account holder | $5,983 | $5,420+10.4% | $9,244-35.3% | $4,645+28.8% |