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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,442 | $91,179+224.0% | $178,499+65.5% | $79,852+270.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 14.95% | 24.19%-9.2pp | 151.10%-136.2pp | 31.72%-16.8pp |
| Employer contribution / active EE | $2,413 | $3,256-25.9% | $5,011-51.9% | $2,471-2.4% |
| Participant deferral / active EE | $4,923 | $3,236+52.2% | $5,202-5.4% | $3,740+31.6% |
| Admin fee / account holder | $8,121 | $6,749+20.3% | $13,986-41.9% | $5,306+53.1% |