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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,492 | $99,032+30.8% | $80,022+61.8% | $135,379-4.3% |
| Participation rate | 60.0% | 78.4%-18.4pp | 75.8%-15.8pp | 82.6%-22.6pp |
| Annual return | -4.12% | 15.39%-19.5pp | 11.22%-15.3pp | 519.79%-523.9pp |
| Employer contribution / active EE | $596 | $3,043-80.4% | $2,468-75.8% | $4,779-87.5% |
| Participant deferral / active EE | $2,894 | $4,282-32.4% | $3,686-21.5% | $5,609-48.4% |
| Admin fee / account holder | $11,019 | $10,436+5.6% | $6,521+69.0% | $10,828+1.8% |