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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,259 | $109,863+135.1% | $98,477+162.3% | $167,518+54.2% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 19.91% | 1958.09%-1938.2pp | 1493.59%-1473.7pp | 478.71%-458.8pp |
| Employer contribution / active EE | $6,960 | $3,225+115.8% | $2,961+135.1% | $4,838+43.8% |
| Participant deferral / active EE | $8,372 | $4,673+79.1% | $4,276+95.8% | $6,342+32.0% |
| Admin fee / account holder | $18,874 | $6,755+179.4% | $5,951+217.2% | $12,312+53.3% |