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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,791 | $99,079+218.7% | $78,002+304.9% | $273,972+15.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 8.59% | 217.93%-209.3pp | 425.99%-417.4pp | 41.46%-32.9pp |
| Employer contribution / active EE | $29,273 | $3,308+785.0% | $2,470+1085.1% | $4,869+501.2% |
| Participant deferral / active EE | $17,761 | $4,306+312.5% | $3,497+407.9% | $5,287+235.9% |
| Admin fee / account holder | $73,960 | $8,954+726.0% | $5,481+1249.4% | $10,133+629.9% |