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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,237 | $115,225+131.1% | $100,712+164.4% | $138,895+91.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 16.13% | 40.35%-24.2pp | 33.27%-17.1pp | 145.39%-129.3pp |
| Employer contribution / active EE | $1,512 | $2,771-45.4% | $2,313-34.6% | $4,194-64.0% |
| Participant deferral / active EE | $11,174 | $4,699+137.8% | $4,085+173.5% | $6,396+74.7% |
| Admin fee / account holder | $10,326 | $10,844-4.8% | $9,256+11.6% | $12,562-17.8% |