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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,277 | $198,457-88.3% | $170,435-86.3% | $147,586-84.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 6.15% | 257.30%-251.2pp | 205.94%-199.8pp | 578.59%-572.4pp |
| Employer contribution / active EE | $4,486 | $6,183-27.4% | $5,432-17.4% | $4,876-8.0% |
| Participant deferral / active EE | $2,021 | $5,629-64.1% | $4,939-59.1% | $5,439-62.8% |
| Admin fee / account holder | $686 | $16,852-95.9% | $13,881-95.1% | $10,886-93.7% |