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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,693 | $58,311-54.2% | $81,882-67.4% | $80,959-67.0% |
| Participation rate | 50.0% | 63.5%-13.5pp | 72.4%-22.4pp | 67.7%-17.7pp |
| Annual return | 17.17% | 41.85%-24.7pp | 779.47%-762.3pp | 35.67%-18.5pp |
| Employer contribution / active EE | $1,185 | $2,347-49.5% | $2,916-59.4% | $2,757-57.0% |
| Participant deferral / active EE | $2,644 | $3,287-19.6% | $4,323-38.8% | $4,300-38.5% |
| Admin fee / account holder | $97 | $4,752-98.0% | $7,360-98.7% | $6,925-98.6% |