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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,693 | $58,234-54.2% | $81,783-67.4% | $80,874-67.0% |
| Participation rate | 50.0% | 63.4%-13.4pp | 72.4%-22.4pp | 67.6%-17.6pp |
| Annual return | 17.17% | 41.70%-24.5pp | 775.05%-757.9pp | 35.62%-18.4pp |
| Employer contribution / active EE | $1,185 | $2,341-49.4% | $2,913-59.3% | $2,756-57.0% |
| Participant deferral / active EE | $2,644 | $3,283-19.5% | $4,320-38.8% | $4,297-38.5% |
| Admin fee / account holder | $97 | $4,982-98.1% | $7,380-98.7% | $6,935-98.6% |