Filed January 23, 2025 (most recent of 2 filings on file)
Total covered: 3 employees
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| Provider | Service type | Compensation |
|---|---|---|
GCW CAPITAL, LLC3+ years Service code 27 · EIN 46-5416446 | Advisory (Plan) | $9,315 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $4,232 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,529 | $52,639-66.7% | $185,117-90.5% | $62,293-71.9% |
| Participation rate | 60.2% | 63.9%-3.7pp | 77.3%-17.1pp | 69.5%-9.3pp |
| Annual return | 16.51% | 19.57%-3.1pp | 40.50%-24.0pp | 28.90%-12.4pp |
| Employer contribution / active EE | $367 | $1,483-75.3% | $4,182-91.2% | $2,042-82.0% |
| Participant deferral / active EE | $1,258 | $3,097-59.4% | $5,045-75.1% | $3,169-60.3% |
| Admin fee / account holder | $100 | $374-73.2% | $8,159-98.8% | $479-79.1% |