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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,246 | $95,975-89.3% | $74,549-86.3% | $135,379-92.4% |
| Participation rate | 50.0% | 75.7%-25.7pp | 69.1%-19.1pp | 82.6%-32.6pp |
| Annual return | -10.15% | 56.96%-67.1pp | 32.53%-42.7pp | 519.79%-529.9pp |
| Employer contribution / active EE | $570 | $2,716-79.0% | $1,961-70.9% | $4,779-88.1% |
| Participant deferral / active EE | $2,020 | $3,844-47.5% | $3,108-35.0% | $5,609-64.0% |
| Admin fee / account holder | $79 | $6,522-98.8% | $5,059-98.4% | $10,828-99.3% |