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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,293 | $209,422-53.1% | $178,503-44.9% | $158,982-38.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.47% | 188.81%-172.3pp | 151.12%-134.6pp | 302.99%-286.5pp |
| Employer contribution / active EE | $7,942 | $5,707+39.2% | $5,011+58.5% | $4,763+66.8% |
| Participant deferral / active EE | $9,208 | $5,955+54.6% | $5,202+77.0% | $5,983+53.9% |
| Admin fee / account holder | $10,403 | $17,079-39.1% | $13,987-25.6% | $11,252-7.5% |