Retirement plan

WHELAN CURRY CONSTRUCTION 401 K PROFIT SHARING PLAN TRUST

Name: WHELAN & CURRY CONSTRUCTION - WHELAN CURRY CONSTRUCTION 401 K PROFIT SHARING PLAN TRUST (2017) Form 5500
Creator: WHELAN & CURRY CONSTRUCTION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WHELAN CURRY CONSTRUCTION 401 K PROFIT SHARING PLAN TRUST, WHELAN & CURRY CONSTRUCTION

WHELAN & CURRY CONSTRUCTIONEIN 16-1427318Plan #001PY 2017

4103 NEW COURT AVENUE - SYRACUSE, NY 132061931315-423-4524whelancurry.comLinkedIn1-10 employeesconstruction

Prospect flagsLow employer contributionLow fidelity bond

How to read this page

Total assets (EOY)

$1.2M

+21.1% from 2016

Total participants

+33.3% from 2016

Average account balance

$173,471

+3.8% from 2016

Annual return

19.32%

+11.83 pp from 2016

Benchmarks

See 37,229 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,229 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$891K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$127K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

140.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$80K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4546

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$1K

$145 / participant

Other / not subdivided$1K100.0%

% of EOY assets

0.084%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$173,471

$106,008+63.6%

$92,240+88.1%

$147,586+17.5%

Participation rate

85.7%

80.4%+5.3pp

76.5%+9.2pp

82.8%+2.9pp

Annual return

19.32%

50.05%-30.7pp

176.29%-157.0pp

578.59%-559.3pp

Employer contribution / active EE

$686

$4,333-84.2%

$3,680-81.4%

$4,876-85.9%

Participant deferral / active EE

$2,042

$4,478-54.4%

$3,897-47.6%

$5,439-62.4%

Admin fee / account holder

$145

$6,333-97.7%

$5,194-97.2%

$10,886-98.7%

WHELAN CURRY CONSTRUCTION 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WHELAN CURRY CONSTRUCTION 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion