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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,116 | $127,386-81.9% | $115,037-79.9% | $125,388-81.6% |
| Participation rate | 90.0% | 84.2%+5.8pp | 81.4%+8.6pp | 83.2%+6.8pp |
| Annual return | -5.40% | 31.28%-36.7pp | 26.14%-31.5pp | 282.24%-287.6pp |
| Employer contribution / active EE | $1,868 | $5,166-63.8% | $4,608-59.5% | $4,866-61.6% |
| Participant deferral / active EE | $5,953 | $6,423-7.3% | $6,026-1.2% | $5,352+11.2% |
| Admin fee / account holder | $331 | $9,516-96.5% | $8,175-96.0% | $9,541-96.5% |