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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,530 | $58,828-70.2% | $78,002-77.5% | $62,881-72.1% |
| Participation rate | 65.6% | 71.1%-5.4pp | 75.5%-9.9pp | 69.3%-3.7pp |
| Annual return | 9.54% | 17.16%-7.6pp | 425.99%-416.4pp | 20.14%-10.6pp |
| Employer contribution / active EE | $1,177 | $1,672-29.6% | $2,470-52.4% | $2,281-48.4% |
| Participant deferral / active EE | $1,719 | $2,686-36.0% | $3,497-50.8% | $3,203-46.3% |
| Admin fee / account holder | $117 | $4,393-97.3% | $5,481-97.9% | $4,296-97.3% |