Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,578 | $61,660-27.7% | $80,022-44.3% | $64,173-30.5% |
| Participation rate | 40.0% | 71.7%-31.7pp | 75.8%-35.8pp | 69.6%-29.6pp |
| Annual return | -4.30% | -0.33%-4.0pp | 11.22%-15.5pp | 7.63%-11.9pp |
| Employer contribution / active EE | $930 | $1,810-48.6% | $2,468-62.3% | $2,381-60.9% |
| Participant deferral / active EE | $1,215 | $2,968-59.0% | $3,686-67.0% | $3,470-65.0% |
| Admin fee / account holder | $1,212 | $5,417-77.6% | $6,521-81.4% | $4,887-75.2% |