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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,337 | $175,259-76.4% | $149,723-72.4% | $139,487-70.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.78% | 166.82%-156.0pp | 134.50%-123.7pp | 373.84%-363.1pp |
| Employer contribution / active EE | $3,363 | $5,478-38.6% | $4,821-30.2% | $4,755-29.3% |
| Participant deferral / active EE | $1,831 | $6,522-71.9% | $5,682-67.8% | $6,713-72.7% |
| Admin fee / account holder | $1,216 | $16,158-92.5% | $13,215-90.8% | $11,407-89.3% |