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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,950 | $138,075+91.2% | $123,552+113.6% | $135,379+95.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.36% | 153.70%-158.1pp | 119.20%-123.6pp | 519.79%-524.1pp |
| Employer contribution / active EE | $3,897 | $5,152-24.4% | $4,628-15.8% | $4,779-18.5% |
| Participant deferral / active EE | $5,488 | $6,800-19.3% | $6,426-14.6% | $5,609-2.2% |
| Admin fee / account holder | $3,074 | $10,917-71.8% | $9,285-66.9% | $10,828-71.6% |