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| Provider | Service type | Compensation |
|---|---|---|
JPMORGAN INVEST HOLDINGS LLC6 years Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $26,449 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,538 | $58,336-25.4% | $97,295-55.3% | $200,096-78.2% |
| Participation rate | 38.4% | 63.8%-25.3pp | 72.7%-34.2pp | 72.0%-33.6pp |
| Annual return | 16.70% | 32.81%-16.1pp | 75.62%-58.9pp | 34.26%-17.6pp |
| Employer contribution / active EE | $418 | $1,416-70.5% | $2,723-84.7% | $3,038-86.2% |
| Participant deferral / active EE | $1,767 | $3,240-45.5% | $4,264-58.6% | $5,090-65.3% |
| Admin fee / account holder | $38 | $114-66.8% | $5,646-99.3% | $269-85.9% |