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| Provider | Service type | Compensation |
|---|---|---|
JPMORGAN INVEST HOLDINGS LLC7 years Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $32,872 |
CARON & BLETZER, PLLC1 year Service code 10 1 LIBRARY LANE · KINGSTON, NH 03848 | Accounting | $11,750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,918 | $103,975-59.7% | $93,063-55.0% | $103,975-59.7% |
| Participation rate | 46.3% | 72.5%-26.2pp | 72.1%-25.8pp | 72.5%-26.2pp |
| Annual return | 17.34% | 19.41%-2.1pp | 34.15%-16.8pp | 19.41%-2.1pp |
| Employer contribution / active EE | $502 | $3,722-86.5% | $2,476-79.7% | $3,722-86.5% |
| Participant deferral / active EE | $1,908 | $5,343-64.3% | $3,958-51.8% | $5,343-64.3% |
| Admin fee / account holder | $49 | $332-85.4% | $6,033-99.2% | $332-85.4% |