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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,716 | $89,367+7.1% | $141,191-32.2% | $72,975+31.2% |
| Participation rate | 70.2% | 75.1%-5.0pp | 82.5%-12.3pp | 69.5%+0.7pp |
| Annual return | 27.18% | 111.87%-84.7pp | 71.41%-44.2pp | 81.01%-53.8pp |
| Employer contribution / active EE | $2,251 | $3,115-27.7% | $4,736-52.5% | $2,440-7.8% |
| Participant deferral / active EE | $4,768 | $5,419-12.0% | $6,710-28.9% | $3,608+32.2% |
| Admin fee / account holder | $2,970 | $5,957-50.1% | $10,264-71.1% | $5,124-42.0% |