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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,523 | $85,766-23.6% | $136,298-51.9% | $70,126-6.6% |
| Participation rate | 77.8% | 74.2%+3.6pp | 81.9%-4.1pp | 69.5%+8.2pp |
| Annual return | 15.53% | 31.46%-15.9pp | 5156.27%-5140.7pp | 73.15%-57.6pp |
| Employer contribution / active EE | $877 | $2,966-70.4% | $4,696-81.3% | $2,343-62.6% |
| Participant deferral / active EE | $5,453 | $5,051+7.9% | $6,247-12.7% | $3,332+63.7% |
| Admin fee / account holder | $879 | $5,421-83.8% | $9,244-90.5% | $4,645-81.1% |