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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,316 | $97,881-83.3% | $80,004-79.6% | $125,389-87.0% |
| Participation rate | 31.3% | 77.9%-46.6pp | 73.0%-41.8pp | 83.2%-51.9pp |
| Annual return | -4.28% | 9.36%-13.6pp | 7.63%-11.9pp | 282.24%-286.5pp |
| Employer contribution / active EE | $784 | $3,128-74.9% | $2,473-68.3% | $4,866-83.9% |
| Participant deferral / active EE | $2,056 | $3,744-45.1% | $3,204-35.8% | $5,352-61.6% |
| Admin fee / account holder | $172 | $6,278-97.3% | $5,033-96.6% | $9,541-98.2% |