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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,745 | $99,652-25.0% | $78,778-5.1% | $147,586-49.4% |
| Participation rate | 70.0% | 76.2%-6.2pp | 69.2%+0.8pp | 82.8%-12.8pp |
| Annual return | 22.85% | 47.28%-24.4pp | 35.62%-12.8pp | 578.59%-555.7pp |
| Employer contribution / active EE | $1,525 | $2,796-45.5% | $1,986-23.2% | $4,876-68.7% |
| Participant deferral / active EE | $3,561 | $3,664-2.8% | $2,958+20.4% | $5,439-34.5% |
| Admin fee / account holder | $1,332 | $7,155-81.4% | $5,134-74.1% | $10,886-87.8% |