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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,013 | $160,059-53.1% | $140,019-46.4% | $135,380-44.6% |
| Participation rate | 90.9% | 88.5%+2.4pp | 87.5%+3.4pp | 82.6%+8.3pp |
| Annual return | -4.67% | 911.48%-916.2pp | 651.17%-655.8pp | 519.81%-524.5pp |
| Employer contribution / active EE | $517 | $6,420-91.9% | $5,605-90.8% | $4,779-89.2% |
| Participant deferral / active EE | $6,715 | $7,641-12.1% | $6,927-3.1% | $5,609+19.7% |
| Admin fee / account holder | $13,912 | $13,328+4.4% | $10,705+30.0% | $10,828+28.5% |