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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,183 | $98,240-57.1% | $82,312-48.8% | $147,586-71.4% |
| Participation rate | 95.7% | 79.7%+15.9pp | 76.9%+18.8pp | 82.8%+12.8pp |
| Annual return | 8.52% | 30.85%-22.3pp | 25.88%-17.4pp | 578.59%-570.1pp |
| Employer contribution / active EE | $1,102 | $3,192-65.5% | $2,428-54.6% | $4,876-77.4% |
| Participant deferral / active EE | $2,869 | $4,383-34.5% | $3,706-22.6% | $5,439-47.2% |
| Admin fee / account holder | $1,083 | $8,563-87.4% | $5,608-80.7% | $10,886-90.1% |