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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,848 | $181,896-18.7% | $156,551-5.6% | $273,972-46.0% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 9.11% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $1,321 | $6,248-78.9% | $5,501-76.0% | $4,869-72.9% |
| Participant deferral / active EE | $3,323 | $5,550-40.1% | $4,871-31.8% | $5,287-37.1% |
| Admin fee / account holder | $1,624 | $15,560-89.6% | $13,028-87.5% | $10,133-84.0% |