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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,098 | $72,404-10.1% | $110,243-41.0% | $64,173+1.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -8.19% | -6.29%-1.9pp | 314.76%-322.9pp | 7.63%-15.8pp |
| Employer contribution / active EE | $3,818 | $2,282+67.3% | $3,827-0.2% | $2,381+60.4% |
| Participant deferral / active EE | $5,454 | $3,469+57.2% | $4,672+16.7% | $3,470+57.2% |
| Admin fee / account holder | $2,505 | $5,664-55.8% | $8,548-70.7% | $4,887-48.8% |