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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,952 | $160,070+34.9% | $147,117+46.8% | $145,897+48.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.47% | 98.69%-85.2pp | 420.54%-407.1pp | 552.29%-538.8pp |
| Employer contribution / active EE | $13,316 | $5,285+152.0% | $4,932+170.0% | $4,663+185.6% |
| Participant deferral / active EE | $10,383 | $8,419+23.3% | $8,065+28.8% | $6,689+55.2% |
| Admin fee / account holder | $1,460 | $15,035-90.3% | $12,993-88.8% | $13,390-89.1% |