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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,204 | $138,312-27.6% | $122,979-18.5% | $155,188-35.4% |
| Participation rate | 76.5% | 80.2%-3.7pp | 77.2%-0.7pp | 80.8%-4.3pp |
| Annual return | 13.39% | 22.06%-8.7pp | 20.12%-6.7pp | 148.84%-135.4pp |
| Employer contribution / active EE | $1,783 | $3,530-49.5% | $3,062-41.8% | $4,248-58.0% |
| Participant deferral / active EE | $3,754 | $5,592-32.9% | $5,003-25.0% | $6,531-42.5% |
| Admin fee / account holder | $7,109 | $15,089-52.9% | $12,864-44.7% | $14,480-50.9% |