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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,204 | $136,860-26.8% | $120,344-16.7% | $154,746-35.2% |
| Participation rate | 76.5% | 79.9%-3.4pp | 76.7%-0.2pp | 80.7%-4.2pp |
| Annual return | 13.39% | 21.38%-8.0pp | 20.30%-6.9pp | 172.34%-158.9pp |
| Employer contribution / active EE | $1,783 | $3,533-49.5% | $3,020-41.0% | $4,379-59.3% |
| Participant deferral / active EE | $3,754 | $5,793-35.2% | $5,135-26.9% | $6,730-44.2% |
| Admin fee / account holder | $7,109 | $15,393-53.8% | $12,742-44.2% | $14,365-50.5% |