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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,204 | $124,425-19.5% | $112,040-10.6% | $137,256-27.0% |
| Participation rate | 76.5% | 79.3%-2.8pp | 76.5%0pp | 80.0%-3.5pp |
| Annual return | 13.39% | 24.72%-11.3pp | 24.52%-11.1pp | 220.34%-206.9pp |
| Employer contribution / active EE | $1,783 | $3,411-47.7% | $2,954-39.6% | $4,156-57.1% |
| Participant deferral / active EE | $3,754 | $5,718-34.3% | $5,098-26.4% | $6,407-41.4% |
| Admin fee / account holder | $7,109 | $15,207-53.2% | $12,098-41.2% | $12,270-42.1% |