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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,047 | $76,551+4.6% | $123,894-35.4% | $62,881+27.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.49% | 18.68%-13.2pp | 47.52%-42.0pp | 20.14%-14.6pp |
| Employer contribution / active EE | $3,329 | $2,882+15.5% | $4,617-27.9% | $2,281+45.9% |
| Participant deferral / active EE | $9,020 | $4,840+86.4% | $5,984+50.7% | $3,203+181.6% |
| Admin fee / account holder | $8,771 | $4,826+81.8% | $8,357+5.0% | $4,296+104.2% |