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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,835 | $153,769+211.4% | $133,975+257.4% | $273,972+74.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 9.95% | 36.51%-26.6pp | 29.29%-19.3pp | 41.46%-31.5pp |
| Employer contribution / active EE | $10,098 | $6,029+67.5% | $5,211+93.8% | $4,869+107.4% |
| Participant deferral / active EE | $7,023 | $6,958+0.9% | $6,282+11.8% | $5,287+32.8% |
| Admin fee / account holder | $713 | $11,765-93.9% | $9,324-92.4% | $10,133-93.0% |