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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,950 | $98,240+145.3% | $82,312+192.7% | $147,586+63.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 5.95% | 30.85%-24.9pp | 25.88%-19.9pp | 578.59%-572.6pp |
| Employer contribution / active EE | $2,906 | $3,192-9.0% | $2,428+19.7% | $4,876-40.4% |
| Participant deferral / active EE | $4,338 | $4,383-1.0% | $3,706+17.0% | $5,439-20.2% |
| Admin fee / account holder | $4,276 | $8,563-50.1% | $5,608-23.8% | $10,886-60.7% |