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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,198 | $81,276+61.4% | $155,574-15.7% | $80,925+62.1% |
| Participation rate | 67.9% | 66.2%+1.7pp | 78.2%-10.3pp | 67.7%+0.3pp |
| Annual return | 11.98% | 33.36%-21.4pp | 64.87%-52.9pp | 35.65%-23.7pp |
| Employer contribution / active EE | $1,152 | $3,103-62.9% | $4,676-75.4% | $2,756-58.2% |
| Participant deferral / active EE | $4,203 | $3,453+21.7% | $5,629-25.3% | $4,299-2.2% |
| Admin fee / account holder | $1,949 | $7,993-75.6% | $15,914-87.8% | $6,940-71.9% |