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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,198 | $81,358+61.3% | $155,556-15.7% | $80,959+62.1% |
| Participation rate | 67.9% | 66.3%+1.7pp | 78.2%-10.3pp | 67.7%+0.3pp |
| Annual return | 11.98% | 33.39%-21.4pp | 64.84%-52.9pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,152 | $3,106-62.9% | $4,675-75.4% | $2,757-58.2% |
| Participant deferral / active EE | $4,203 | $3,455+21.6% | $5,631-25.4% | $4,300-2.3% |
| Admin fee / account holder | $1,949 | $7,994-75.6% | $15,885-87.7% | $6,925-71.9% |