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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,546 | $76,407+73.5% | $150,298-11.8% | $82,448+60.8% |
| Participation rate | 68.3% | 66.4%+1.9pp | 77.8%-9.5pp | 68.1%+0.2pp |
| Annual return | 13.93% | 39.99%-26.1pp | 62.79%-48.9pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,187 | $2,614-54.6% | $4,154-71.4% | $2,551-53.5% |
| Participant deferral / active EE | $4,324 | $3,214+34.5% | $5,453-20.7% | $4,139+4.5% |
| Admin fee / account holder | $25,038 | $6,352+294.2% | $14,116+77.4% | $7,234+246.1% |