Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,954 | $47,944-31.3% | $67,834-51.4% | $62,881-47.6% |
| Participation rate | 64.1% | 61.1%+3.0pp | 68.8%-4.7pp | 69.3%-5.2pp |
| Annual return | 9.09% | 11.77%-2.7pp | 138.47%-129.4pp | 20.14%-11.1pp |
| Employer contribution / active EE | $493 | $1,562-68.5% | $2,403-79.5% | $2,281-78.4% |
| Participant deferral / active EE | $2,325 | $2,247+3.5% | $3,160-26.4% | $3,203-27.4% |
| Admin fee / account holder | $961 | $3,712-74.1% | $4,622-79.2% | $4,296-77.6% |