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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,766 | $153,769-30.6% | $133,975-20.3% | $273,972-61.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 14.56% | 36.51%-21.9pp | 29.29%-14.7pp | 41.46%-26.9pp |
| Employer contribution / active EE | $5,895 | $6,029-2.2% | $5,211+13.1% | $4,869+21.1% |
| Participant deferral / active EE | $3,104 | $6,958-55.4% | $6,282-50.6% | $5,287-41.3% |
| Admin fee / account holder | $664 | $11,765-94.4% | $9,324-92.9% | $10,133-93.4% |