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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,172 | $75,962+336.0% | $154,108+114.9% | $64,173+416.1% |
| Participation rate | 77.6% | 70.4%+7.2pp | 83.0%-5.4pp | 69.6%+8.1pp |
| Annual return | -4.25% | 30.32%-34.6pp | 735.21%-739.5pp | 7.63%-11.9pp |
| Employer contribution / active EE | $15,640 | $3,350+366.9% | $5,298+195.2% | $2,381+556.9% |
| Participant deferral / active EE | $12,577 | $3,175+296.1% | $5,081+147.5% | $3,470+262.5% |
| Admin fee / account holder | $4,393 | $5,589-21.4% | $13,411-67.2% | $4,887-10.1% |