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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,619 | $124,425+2.6% | $112,040+13.9% | $137,256-7.0% |
| Participation rate | 90.5% | 79.3%+11.2pp | 76.5%+14.0pp | 80.0%+10.5pp |
| Annual return | 6.11% | 24.72%-18.6pp | 24.52%-18.4pp | 220.34%-214.2pp |
| Employer contribution / active EE | $476 | $3,411-86.0% | $2,954-83.9% | $4,156-88.5% |
| Participant deferral / active EE | $3,870 | $5,718-32.3% | $5,098-24.1% | $6,407-39.6% |
| Admin fee / account holder | $1,441 | $15,207-90.5% | $12,098-88.1% | $12,270-88.3% |