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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,619 | $136,860-6.8% | $120,344+6.0% | $154,746-17.5% |
| Participation rate | 90.5% | 79.9%+10.6pp | 76.7%+13.8pp | 80.7%+9.8pp |
| Annual return | 6.11% | 21.38%-15.3pp | 20.30%-14.2pp | 172.34%-166.2pp |
| Employer contribution / active EE | $476 | $3,533-86.5% | $3,020-84.2% | $4,379-89.1% |
| Participant deferral / active EE | $3,870 | $5,793-33.2% | $5,135-24.6% | $6,730-42.5% |
| Admin fee / account holder | $1,441 | $15,393-90.6% | $12,742-88.7% | $14,365-90.0% |