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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $659,365 | $115,814+469.3% | $101,275+551.1% | $158,982+314.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 7.11% | 56.16%-49.0pp | 46.48%-39.4pp | 302.99%-295.9pp |
| Employer contribution / active EE | $25,535 | $4,176+511.5% | $3,660+597.7% | $4,763+436.1% |
| Participant deferral / active EE | $2,167 | $4,958-56.3% | $4,371-50.4% | $5,983-63.8% |
| Admin fee / account holder | $4,651 | $7,249-35.8% | $5,948-21.8% | $11,252-58.7% |