See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $63,466 |
Service code 15 · EIN 59-2438373 | Recordkeeping | $6,569 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,125 | $79,428-62.1% | $106,548-71.7% | $79,386-62.1% |
| Participation rate | 82.6% | 74.1%+8.5pp | 76.1%+6.5pp | 70.7%+11.9pp |
| Annual return | 23.22% | 18.27%+5.0pp | 26.80%-3.6pp | 116.85%-93.6pp |
| Employer contribution / active EE | $1,087 | $2,234-51.3% | $2,819-61.4% | $2,427-55.2% |
| Participant deferral / active EE | $3,232 | $3,823-15.5% | $4,398-26.5% | $4,046-20.1% |
| Admin fee / account holder | $351 | $523-32.8% | $7,407-95.3% | $626-43.9% |