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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,748 | $73,978+28.1% | $96,515-1.8% | $75,173+26.0% |
| Participation rate | 53.8% | 66.4%-12.6pp | 74.3%-20.5pp | 67.2%-13.4pp |
| Annual return | 16.11% | 26.72%-10.6pp | 35.73%-19.6pp | 160.72%-144.6pp |
| Employer contribution / active EE | $10,593 | $2,931+261.4% | $3,740+183.3% | $2,671+296.6% |
| Participant deferral / active EE | $2,287 | $3,660-37.5% | $4,880-53.1% | $4,126-44.6% |
| Admin fee / account holder | $16,201 | $5,219+210.4% | $6,735+140.5% | $5,651+186.7% |