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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,893 | $81,504+38.5% | $102,437+10.2% | $80,959+39.4% |
| Participation rate | 56.0% | 66.9%-10.9pp | 74.5%-18.5pp | 67.7%-11.7pp |
| Annual return | 14.58% | 25.60%-11.0pp | 24.95%-10.4pp | 35.67%-21.1pp |
| Employer contribution / active EE | $10,145 | $3,104+226.9% | $3,871+162.1% | $2,757+267.9% |
| Participant deferral / active EE | $1,732 | $3,871-55.3% | $5,060-65.8% | $4,300-59.7% |
| Admin fee / account holder | $21,667 | $6,719+222.5% | $8,388+158.3% | $6,925+212.9% |