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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,255 | $198,457+148.0% | $170,435+188.8% | $147,586+233.5% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 12.13% | 257.30%-245.2pp | 205.94%-193.8pp | 578.59%-566.5pp |
| Employer contribution / active EE | $977 | $6,183-84.2% | $5,432-82.0% | $4,876-80.0% |
| Participant deferral / active EE | $8,415 | $5,629+49.5% | $4,939+70.4% | $5,439+54.7% |
| Admin fee / account holder | $350 | $16,852-97.9% | $13,881-97.5% | $10,886-96.8% |