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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,094 | $105,200+5.6% | $159,474-30.3% | $85,847+29.4% |
| Participation rate | 63.5% | 75.8%-12.3pp | 82.8%-19.3pp | 69.3%-5.8pp |
| Annual return | 21.49% | 45.08%-23.6pp | 263.68%-242.2pp | 318.61%-297.1pp |
| Employer contribution / active EE | $1,764 | $3,319-46.8% | $4,831-63.5% | $2,565-31.2% |
| Participant deferral / active EE | $3,677 | $5,946-38.2% | $7,353-50.0% | $3,952-7.0% |
| Admin fee / account holder | $1,606 | $6,934-76.8% | $10,802-85.1% | $6,261-74.3% |