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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,945 | $175,259-35.0% | $149,723-23.9% | $139,487-18.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.53% | 166.82%-153.3pp | 134.50%-121.0pp | 373.84%-360.3pp |
| Employer contribution / active EE | $2,566 | $5,478-53.2% | $4,821-46.8% | $4,755-46.0% |
| Participant deferral / active EE | $7,307 | $6,522+12.0% | $5,682+28.6% | $6,713+8.9% |
| Admin fee / account holder | $14,754 | $16,158-8.7% | $13,215+11.6% | $11,407+29.3% |